Business loans

Business finance and funding options

Government backed loans designed to help small businesses that are having problems accessing finance from their banks.

Enterprise Finance Guarantee

Government Supported Lending to Ł1m The Enterprise Finance Guarantee temporarily replaces the Small Firms Loan Guarantee. This scheme will provide a guarantee for up to 75 per cent of the bank's lending in return for a small premium. The minimum loan amount is £1000 and the maximum is £1 million.

Traditional debt finance & overdrafts

Fixed and floating loans and secured overdrafts are the traditional routes to corporate financing provided by commercial banks...

The Small Firms Loan Guarantee

Unsecured Finance supported by the DTI from 15k to 250k.

Purchasing leasehold/freehold retail businesses

Sometimes it is essential to act quickly to complete a business acquisition, particularly when retail premises are involved. The IBA has access to specialist lending in this field and can advise accordingly.